The Healthcare system in the Philippines is not that flash. I’m sorry to say it bluntly, but the truth is, when a Filipino is admitted to hospital (even for something small) the bill can be astronomical.
For instance, a three-day confinement in a private hospital for dengue fever can easily cost ₱40,000–₱60,000 (USD $700–$1,000), excluding professional fees and laboratory tests.
Without HMO coverage, families are often forced to pay these expenses out of pocket, which can be financially devastating or they reach out to you and ask for money – which is not ideal or conducive to a professional relationship. This is why having access to a reliable HMO is not just an employee benefit—it’s a financial safeguard.
If you want to be an employer of choice in the Philippines, then offering a quality health insurance package is critical. Having access to a suitable insurance policy for your Filipino employees will:
- Make your business more attractive to high-quality talent
- Provide a reward for high-performing staff members
- Increase the likelihood your staff will stay with your business longer
- Improve the job security and morale of your employees, and
- Give your people access to the healthcare services they deserve.
The challenge is, that organising these insurance from Australia is difficult to do, and signing up individual policies is expensive. Many providers offer plans with limited benefits that may not fully meet your team’s needs.
That’s why we’ve partnered with Intellicare, one of the Philippines’ most trusted and established HMOs, to provide your staff with access to comprehensive coverage. By choosing Intellicare, you not only save significantly on premiums but also ensure your team is protected by a reputable insurer known for reliability and comprehensive benefits.

